You should have that included in your umbrella insurance



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送交者: 老中一号 于 2005-5-25, 21:17:45:

回答: 法律问题:我家后院的树倒下把别人的车砸了要我来赔吗? 由 cornbug 于 2005-5-25, 13:12:26:

If you are the owner of the house, yes, you are responsible. If not, your landlord is responsible. When things like that happens, the first thing the plaintiff considers is the upper limit of your insurance policy. If you are not covered, the second thing he considers is the worth of your house. Therefore, anyone who owns a house here in the US should absolutely buy the landlord's insurance just in case somebody gets hurt on your property.



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