in 401k, you have only very few mutual funds + 1 mm.

送交者: 社精办于 2008-10-14, 14:23:26:

and transaction is done at the end of day.

you have all freedom in IRA, including buy/sell stock instantly.

a smart way is to roll over all 401k (if you have worked for a few companies) to an IRA account. Roll over to new 401k is stupid.

are you sure this freedom will bring you more money? - xinku (152 bytes) 2008-10-14, 14:29:31 (266728)
- well, this is difference. I lost 25% 401k. But my IRA is + (无内容) - 社精办 (0 bytes) 2008-10-14, 14:33:19 (266729)
  - next time it may be reversed. - xinku (44 bytes) 2008-10-14, 14:39:08 (266730)