It's the body's last attempt to protect itself against ultraviolet (UV) light damage and the subsequent mutations that UV rays induce in the skin cells. It's your skin's way of saying please stop the madness!"
"The damage that occurs during childhood or adolescence may not become apparent until middle age"
(http://www.medicalnewstoday.com/articles/29176.php)
(http://www.mayoclinic.com/health/skin-cancer/DS00190/DSECTION=risk-factors)